QFA Pensions 2020 Puzzle 1

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Across
  1. 2. An 'annual fund charge' is an example of what type of charges
  2. 3. A type of bond also known as a personal retirement bond
  3. 4. from here you can draw on your policy for retirement without exception..
  4. 5. The asset class for art & precious metals
  5. 6. A group of professions not bound by age limits on contributions and can contribute 30% under age 50
  6. 8. The term SORP stands for Statement of ________ projection
  7. 11. A vested PRSA is an alternative to an
  8. 12. When referring to a employee pension scheme that anticipates the inclusion of the state pension.
  9. 13. A written statement setting out why you are recommending a particular policy or product to a customer
  10. 15. In an employer pension scheme the _____ are appointed to hold the assets.
  11. 18. A pension adjustment order is issued by a
  12. 19. Type of PRSA with a maximum 5% contribution charge
Down
  1. 1. An AVC is an Additional _______ Contribution
  2. 4. The first pillar of retirement provision.
  3. 7. A section 785 is a type of _____ assurance policy.
  4. 9. The splitting of a collective investment fund into asset classes is known as Asset _____
  5. 10. Wages are an example of ______ income.
  6. 13. In order to take out an RAC an individual must have ______earnings.
  7. 14. 200,000 Euro is the maximun tax-free ________ allowable.
  8. 15. Amount of days cooling off allowed with an RAC / PRSA
  9. 16. The 'S' in PRSA.
  10. 17. RIY is the Reduction in _______
  11. 20. In return for a lump sum payment a life company will a specified level of income.