Across
- 1. Australia's biggest city with the Opera House
- 5. Cream you put on to protect your skin from the sun
- 9. Money you borrow and must pay back
- 10. A smart sea animal that swims very fast
- 11. The country we live in with kangaroos and koalas
- 12. The opposite of cold
- 14. Australian wheelchair tennis champion whose first name starts with D and won Australian of the Year
- 15. The season between winter and summer
- 16. A plastic rectangle you use to buy things without cash
- 18. Money you keep aside and don't spend
- 20. 100 of these make one dollar
Down
- 2. There are seven of these in one week
- 3. The big red rock in the middle of Australia
- 4. A chair with wheels that helps people move around
- 6. A safe place where people keep their money
- 7. Games for athletes with disabilities
- 8. The number that comes after three
- 13. The island state at the bottom of Australia
- 17. When you owe money to someone
- 19. A piece of paper showing what you bought and paid