Across
- 3. Purchasing major home appliances, sofas, or bed frames
- 4. Installing rooftop panels to cut power bills
- 6. Paying for rental bond, truck hire, and relocation fees
- 9. Major teeth work or orthodontics
- 10. Out-of-pocket health and hospital costs
- 12. Home improvements like kitchens and bathrooms
- 13. Settling unexpected end-of-year tax debts
- 14. Venues, catering, and rings for the big day
Down
- 1. Flights and overseas trips
- 2. Buying a residential home or land deposit
- 5. Combining multiple debts into one monthly payment
- 7. Emergency pet surgery or veterinary bills
- 8. Buying a new or used car, motorbike, or caravan
- 11. Startup capital or business expansion
- 15. University, TAFE, or training courses