Redlining in USA

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Across
  1. 3. A question posed to check for accuracy; with geospatial technology, a question using the map and data stored with the map.
  2. 5. An agreement in a deed to real estate (land/property) that restricts future use of the property, often enforceable against future owners. Restrictive covenants based on race were declared unconstitutional in 1949.
  3. 7. Laws and public policies that create a disadvantage for people of color, including unfair employment, educational, housing, banking, and lending practices.
Down
  1. 1. an agency created in 1933 by U.S. President Franklin D. Roosevelt’s New Deal that attempted to prevent foreclosures by refinancing home mortgages in default; created a color-coded grading system that assessed the credit-worthiness of city neighborhoods
  2. 2. A person who supports the policy of enforced separation of different racial groups.
  3. 4. The study of a population based on factors such as age, race, gender, income level, education level, and other statistical data.
  4. 6. The practice of denying a creditworthy applicant a loan for housing in a certain neighborhood even though the applicant may otherwise be eligible for the loan. The term refers to the presumed practice of mortgage lenders of drawing red lines around portions of a map to indicate areas or neighborhoods in which they do not want to make loans.