Refund, it's Fun!

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Across
  1. 2. Recipient of funds.
  2. 5. Bank State Branch identifier in Australia.
  3. 8. International Bank Account Number.
  4. 9. Entry permit for a country.
  5. 13. Reversal of a credit card transaction.
  6. 15. Proof of coverage details for policyholders.
  7. 16. Used to process a refund for a Holiday Credit.
  8. 17. Deceptive behavior for unlawful gain or advantage.
  9. 18. Permit for studying abroad.
  10. 19. Travel history document.
Down
  1. 1. More information is required.
  2. 3. Digital transfer of money between bank accounts.
  3. 4. Planned travel schedule.
  4. 6. Temporary stay permit during visa processing.
  5. 7. International travel identification.
  6. 10. Unused portion less than 30 days.
  7. 11. Health insurance for overseas students.
  8. 12. Electronic funds transfer between banks.
  9. 14. Proof of student enrollment from educational institution.
  10. 20. Postponement of a student's enrollment to a later term.