Across
- 3. a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts
- 6. money received, especially on a regular basis, for work or through investments.
- 9. record of the money taken from your bank account
- 11. set aside money for savings before paying bills and making other purchases
- 16. the action of diversifying something or the fact of becoming more diverse
- 19. a legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations
- 20. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies.
- 21. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt
- 22. the cost you pay each year to borrow money, including fees, expressed as a percentage
- 23. a thing that is borrowed, especially a sum of money that is expected to be paid back with interest
- 24. a certificate issued by a bank to a person depositing money for a specified length of time
- 25. the practice of comparing the price of products or services from different vendors before buying
Down
- 1. a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports
- 2. the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past
- 4. an estimate of income and expenditure for a set period of time.
- 5. the time value of money is a core principle of finance. A sum of money in the hand has greater value than the same sum to be paid in the future
- 7. failure to fulfill an obligation, especially to repay a loan or appear in a court of law
- 8. a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates
- 10. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future
- 12. a useful or valuable thing, person, or quality.
- 13. person who buys and sells securities on a stock exchange on behalf of clients.
- 14. a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase
- 15. denoting an original sum invested or lent
- 17. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
- 18. A need is something that is necessary to live and function. A want is something that can improve your quality of life