Ringing in The New Year

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Across
  1. 3. New Year's Eve sparkling display
  2. 8. The time the ball drops in Times Square
  3. 11. The gym is crowded in this month
  4. 12. Traditional New Year's toast drink
  5. 14. Object that rings in the New Year
  6. 18. The first visitor after midnight in Scotland
  7. 19. Savings goals often start with a new _______
  8. 20. Country famous for New Year's "Midnight Sun"
Down
  1. 1. Time zones first to celebrate New Year
  2. 2. Scottish celebration of New Year
  3. 4. Many aim to break this bad habit on January 1
  4. 5. They sing "Auld Lang _______"
  5. 6. Big party city in Brazil for New Year's
  6. 7. The zodiac animal changes every New Year in this culture
  7. 9. Common New Year's resolution: "Get in _______"
  8. 10. January 1 is the start of a new _______
  9. 13. Round fruits are eaten for good luck in this country
  10. 15. This is what you promise yourself to achieve
  11. 16. Confetti falls from the sky in this iconic NYC area
  12. 17. "Lose _______" is a popular resolution