sanvika

2. to set something right
6. electronic funds transfer at point of sale
8. to overcharge for something
9. a large shop selling foods and other household goods
12. the buying, selling and exchanging of goods and services
15. an electronic retailer
16. in independent individual who investigates and solves complaints between parties
18. an illegal business practice
19. a payment of cash or credit for goods or services
20. things that are not essential but something that we would like to have

1. the ability for an individual or corporate entity to buy goods and services and pay the money back at a later date
3. a large facility that combines a department store and a supermarket
4. the swapping or exchanging of one good for another
5. an agreement where a bank or lender that gives you money in exchange for the ability to take your property if you dont repay the money plus interest
7. things done for you by others
10. the person who receives the money from a cheque
11. when the offeree agrees to the given proposal
13. a plastic card provided by a bank that one can use to purchase goods and/or services
14. items that are able to be seen or touched
17. the money one has saved