SAVINGS

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Across
  1. 3. To set aside a pre-determined portion of money for saving each time a person is paid before using any of the money for spending.
  2. 5. A higher level of living that an individual or household sets to reach through income increases and wealth accumulation
  3. 6. Giving up one thing for another
  4. 8. Interest earned on the principal investment.
  5. 10. The price of money
  6. 12. The profit or income generated by saving and investing.
  7. 13. Income derived from sources other than employment, such as interest.
  8. 15. Specific objectives to be accomplished through financial planning
  9. 17. A goal that includes the following elements; specific, measurable, attainable, realistic, and time bound
  10. 20. Earning interest on interest
  11. 22. The end result of something a person intends to acquire, achieve, do, reach or accomplish.
  12. 23. The amount of an individual’s take-home pay after taxes and other deductions has been taken out.
  13. 25. A specific objective that can be achieved in less than one year.
  14. 26. A measurement of how much a person or household owns once all debts have been paid.
  15. 27. Everything an individual or household owns that could be sold for cash.
  16. 28. A paper or electronic document used to record both planned and actual income through expenditures over a period of time
  17. 29. The among of money needed to pay for the necessities and comforts currently enjoyed.
Down
  1. 1. How quickly and easily an asset can be converted into cash.
  2. 2. A business that offers banking and finance services, such as savings and investing tools.
  3. 4. The purchase of assets with the goal of increasing future income
  4. 7. The value of the next best alternative that must be foregone.
  5. 9. The percentage rate paid on money invested or saved.
  6. 11. The amount of money left when liabilities are subtracted from assets.
  7. 14. or what is owed to others.
  8. 16. A specific objective that can be achieved in a time period of more than one year.
  9. 18. of money Money paid out or received in the future is note equivalent to money paid out or received today.
  10. 19. Describes an individual or families financial condition on a specific date.
  11. 21. The portion of current income not spent on consumption.
  12. 24. The original amount of money invested or saved.