Across
- 2. A request for payment for a loss which may come under the terms of an insurance contract.
- 6. A combination of two or more individual policies or coverage into a single policy.
- 7. The presence of a condition that could cause loss or injury to property or persons.
- 9. A person covered by an insurance policy
- 10. A policyholder or an applicant stating that an installment/down payment was made several weeks earlier and was accepted by an agent representing Met P&C and policy records do not indicate that the payment was received.
- 11. To transfer all or part of a risk written by an insurer to a reinsurer.
- 13. Coverage for most non-moving vehicle damage or damage not related to contact with another moving vehicle, i.e. hail, theft, fire, flood, struck animal.
- 14. Chance of loss with respect to person, liability or the property of the insured
- 15. Any wrongful act, damage or injury done willfully, negligently or in circumstances involving strict liability, but not involving breach of contract, for which a civil lawsuit can be brought
Down
- 1. A liability coverage limit that combines both bodily injury and property damage into one aggregate amount.
- 3. Provides protection for the insured against loss arising out of his/her legal liability to third parties
- 4. Intentional concealment or misrepresentation with the objective of forcing an insurer to provide a benefit (such as paying a claim) which otherwise would not be provided
- 5. A representative of the buyer of property and liability insurance who deals with either agents or companies in arranging for the coverage required by the customer. A broker is paid a commission by the company or its agent.
- 8. The cause of a possible loss, such as fire, windstorm, theft, explosion or riot
- 12. The amount of money charged a policyholder for an insurance policy