Smart Spending

2. - a gain usually measured in money that comes in from labor, business, or property
6. - a computerized machine that performs basic banking functions (as cash withdrawals) (Automated teller machine)
7. card - a small plastic card that can be used as a method of payment, the money being taken from your bank account automatically
8. - the state of not having enough money to pay debts
11. - money paid for instruction (as at a college)
12. - plan for spending and saving money
15. - an act of buying
16. - something given; the act of giving or agreeing to
18. - careful in spending money and using resources (adjective)

1. - something owed to another
3. - a small book of checks on which you write information for making payments or taking money from your bank account
4. - having or showing practical knowledge and experience (adjective)
5. - something that is owed, such as loans and credit card debt
9. - person who takes on a joint obligation to pay back a debt
10. - item of value such as money or property
11. - (an amount of) money paid to the government that is based on your income or the cost of goods or services you have bought
13. - to exchange goods for other things rather than for money (verb)
14. worth - value of what you own after subtracting liabilities from assets
17. - money put aside (as in a bank)
18. - an amount of money that must be paid; a charge for services