Smart Spending

2. - money put aside (as in a bank)
4. - careful in spending money and using resources (adjective)
5. - item of value such as money or property
6. - an act of buying
9. - (an amount of) money paid to the government that is based on your income or the cost of goods or services you have bought
10. worth - value of what you own after subtracting liabilities from assets
12. - something that is owed, such as loans and credit card debt
14. - a small book of checks on which you write information for making payments or taking money from your bank account
16. - an amount of money that must be paid; a charge for services
17. - plan for spending and saving money
19. - a computerized machine that performs basic banking functions (as cash withdrawals) (Automated teller machine)
20. - something owed to another

1. - to exchange goods for other things rather than for money (verb)
3. - a gain usually measured in money that comes in from labor, business, or property
7. - person who takes on a joint obligation to pay back a debt
8. - having or showing practical knowledge and experience (adjective)
11. - money paid for instruction (as at a college)
13. - the state of not having enough money to pay debts
15. card - a small plastic card that can be used as a method of payment, the money being taken from your bank account automatically
18. - something given; the act of giving or agreeing to