SPARTAN-MAY16

3. Largest bank in India with regards to no. of branches
4. Someone who owes money to another party
8. Source of funds which contributes the most to a bank's profitability
10. One of the tools used by RBI to protect depositors
12. Interest that has been earned but not yet paid
14. Any change involving an erasure or rewriting on a cheque
16. It shows all deposits made, all cheques paid, and other debits posted during the period
17. The amount of money withdrawn from a bank account is greater than the amount actually available in the account

1. Financial instrument held by a third party on behalf of the other two parties in a transaction
2. Net Interest Margin
5. Person has insufficient assets to cover his debts
6. Point of Sale
7. Person (or bank) who is expected to pay a cheque or draft when it is presented for payment
8. Assets that are offered to secure a loan or other credit
9. Act of evaluating and setting the value of a specific piece of personal or real property
10. Maximum cash a branch is permitted to keep
11. Date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable
13. Fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage, or cheque
15. Conversion of data on a cheque into an electronic image after it enters the processing system