Spending and Saving

1. potential future ________ = are there any future expenses they need to plan for?
3. someone who is spending more than they are saving
6. two times per year
7. two times per month
9. Paid by the hour for their work
11. Money earned or received such as wages or salaries, tips, commissions, contracted pay, government transfer payments, dividends on investments, tax refunds, gifts, and inheritances.
12. give (money) to pay for goods, services, or so as to benefit someone or something
13. Recurring expenses - spending of particular items or services that happens regularly.
14. Expenses that occur irregularly - things usually brought from miscellaneous goods and services.
15. potential ________ income = are they planning on earning any more money?
16. Money that needs to be repaid by the borrower, generally with interest.

2. someone who is saving more than they are spending
3. Putting money aside and spending it later rather than spending it now
4. the lowest wage permitted by law or by a special agreement
5. Paid set amount of money for their work
8. Expenses that come up unexpectedly, are very important, and need attention right away.
10. Money spent on things like bills etc