Spending and Saving

3. a goal that has a deadline, a clear date when your goal will be met
6. when I use money to obtain things I want or need
7. goals that are specific, measurable, achievable, results-based, and timed
11. a goal that can be accomplished
13. when a goal is focused on getting to a specific destination; an endpoint
14. when your goals are focused; not general
15. the plan you make with your income in order to take care of financial responsibilities

1. when your goals define exactly what you need to accomplish
2. a way to spend my money that takes care of necessities such as food, shelter, utilities, etc.
4. the amount of money you can count on to fund your expenses
5. how much money you're responsible for paying to accommodate your lifestyle choices
8. putting money away to accumulate for a desired goal
9. the account you open with a bank or credit union by initially depositing money and using it to withdraw money, write checks, or use a debit card to fund expenses
10. the amount of money left (at any time) after paying for expenses
12. something I could spend my money on that I don't necessarily need