Spending money

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Across
  1. 1. A written statement of money owed
  2. 6. Extra charges for not paying bills on time
  3. 9. Money given to help others
  4. 10. Organizations that help people in need
Down
  1. 2. When items are sold at a lower price
  2. 3. card A method of buying now and paying later
  3. 4. Things people like to have but don’t need
  4. 5. Things people must have to live
  5. 7. Extra money owed for borrowing
  6. 8. Something a person works toward
  7. 10. A piece of paper that gives discounts