Summer Fun!

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Across
  1. 2. Activity in water
  2. 4. Amount client pays before insurance starts paying out
  3. 5. Warmest 3 months of the year
  4. 6. Trail walking
  5. 8. A sandy place
  6. 9. A long distance summer trip made in a car
  7. 12. Skewered meat on bbq
  8. 14. Time away from work
  9. 15. Sell this on every policy
  10. 16. An optional coverage that provides 15 miles of towing
Down
  1. 1. Two wheeled transportation
  2. 3. Summer fruit with seeds
  3. 7. A melty treat
  4. 10. Summer fruit with a pit
  5. 11. What auto coverage would a hail claim fall under?
  6. 13. Grains on the beach