TAKAFUL

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Across
  1. 3. Upfront fee
  2. 4. Buyer of insurance
  3. 6. Responsibility or guarantee
  4. 8. Risk transfer mechanism in accordance with the principles of contract of exchange
Down
  1. 1. Agent of participant
  2. 2. Donation
  3. 5. Contract of donation between takaful operator
  4. 7. Takaful operator