telephones and online banking

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Across
  1. 2. you can transfer __ to a selected account
  2. 5. Banks that dont have physical branches or ATMs
  3. 7. Towers or antennas wich divide coverage areas
  4. 9. When a phone cannot communicate with a base station
  5. 11. you can save paper by making __ on the banks website
  6. 15. A type of smart card that contains the users information
  7. 16. Banks that adopt online banking capabilities
  8. 17. The ability of phones to connect to the base stations of differenc companies
  9. 18. microchip-based devices that generate a number.
  10. 20. The device you use to make calls
  11. 21. The acronym of Universal Mobile Telecommunications System
Down
  1. 1. Most common wireless technology used to connect devices
  2. 3. The new transmission method type 2G introduced
  3. 4. One of the best forms of authentication, wich is uniqe to everyone
  4. 6. The full name of 1G
  5. 8. The bank sends shor message __ to warn users
  6. 10. The type of banks that dont have online banking capabilities
  7. 12. the areas in wich mobile phones can communicate
  8. 13. to use the banks online services, you need a mobile phone or __ with internet access
  9. 14. the acronym of personal identification number
  10. 19. the full name of this word