Testing your knowledge

1234567891011121314151617181920212223
Across
  1. 2. Who has legal ownership of a trust?
  2. 4. Also referred to as the loan
  3. 7. If your estate is above the nil rate band, this will be applied to everything you own above it
  4. 10. The process of transferring your existing mortgage to a new property
  5. 12. When your lender withholds a proportion of your mortgage until you have completed certain works on the property
  6. 17. An upaid sum or debt
  7. 18. What do the Bank of England control that affects our products?
  8. 19. The positive difference between the value of your property and the amount of any outstanding loans secured against
  9. 20. Sometimes charged if you are borrowing a high percentage of the valuation or purchase price of the property
  10. 23. The team that deal with ISA ins
Down
  1. 1. The money on trust accounts ultimately belongs to them
  2. 3. Trust When the money belongs to a class of beneficiaries as a whole but nobody has a distinct share, what's this called?
  3. 5. The document showing the ownership of the property
  4. 6. The customer would use this when making payments into an account from abroad
  5. 8. Formal period of time which allows you to consider a mortgage offer
  6. 9. The value of your loan as a proportion
  7. 11. At which point money is released to remortgage or buy your home
  8. 13. If a call validate does not pass first time, how many questions do we ask the customer
  9. 14. How to check where deeds are stored
  10. 15. What some of our mortgage products may offer that interest people further
  11. 16. Which branch does this telephone number belong to - 01522 567786?
  12. 21. If a customer is mentally incapable which power of attorney should they have?
  13. 22. From what age can a child operate the children's saver?