The 7 Habits (References: www.merriam-webster.com; www.dictionary.com)

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Across
  1. 3. the power to make your own choices or decisions
  2. 6. the reality that exists independent of our minds and experience
  3. 8. the idea that there are basic principles that govern human effectiveness
  4. 9. a theory about how something should be done, made, or thought about
  5. 10. state of needing something or someone else for support, help, etc.
  6. 15. increased effectiveness that results when two or more people or businesses work together
  7. 16. the ability or asset to produce desired results
  8. 17. prevailing disposition or character of a person's thoughts and feelings; the intersection of knowledge, skill, and desire
  9. 19. mutual reliance between people, groups, or things
  10. 20. relating to, based on, or expressive of personal opinions or feelings
Down
  1. 1. responding to problems when they occur instead of doing something to prevent them
  2. 2. the energy and desire that is needed to do something
  3. 4. the reality that exists inside our minds; the meaning we assign to things and events based on our experience
  4. 5. anticipatory, change-oriented and self-initiated behavior in situations
  5. 7. the idea that success is a function of behavior, image, attitude, and skills
  6. 11. the belief that all events are caused by things that happened before them and that people have no real ability to make choices or control what happens
  7. 12. knowledge of your own personality or character
  8. 13. a moral rule that helps you know what is right and wrong and that influences your actions
  9. 14. a coherent whole characterized as a progression of values varying by minute degrees
  10. 18. freedom from outside control or support