THE BALANCE CROSSWORD

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Across
  1. 5. What your parents usually tell you to do with money.
  2. 6. The time we’re supposedly saving money for.
  3. 7. One of the categories in the RKM system — the part of money used to enjoy life now.
  4. 9. The thing that makes shopping feel painless… until the bill arrives.
  5. 12. A national pastime during big sales and late-night online browsing.
Down
  1. 1. What happens when something you didn’t need is suddenly 40% off.
  2. 2. The goal when money habits stop swinging between extremes.
  3. 3. The currency behind most of these decisions in India.
  4. 4. That uncomfortable feeling after an unnecessary purchase.
  5. 8. A trip people often postpone to “save money.”
  6. 10. The thing due every month whether you like it or not.
  7. 11. The opposite of saving — sometimes necessary, sometimes dangerous.