Across
- 2. Has a hard shell and can give a nasty nip
- 5. The place that keeps our money safe
- 6. Put this on before you go in the sun
- 9. You do these to earn pocket money
- 10. Patrol beaches and help swimmers in danger
- 13. Do this to to buy that surfboard you really want
- 14. Use one of these to dry off after a swim
Down
- 1. They crash onto the sand
- 3. Set-up this up at the bank to put money into
- 4. Opposite of withdrawing money
- 5. Helps to plan how much we will earn and can spend
- 7. Delicious cold treat to enjoy at the beach
- 8. You need it to buy a ball to take to the beach
- 11. Schools of these swim in the ocean
- 12. A bird you often see at the beach