The Unayo Crossword Challenge

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Across
  1. 3. You can't wear this chain around your neck, sorry
  2. 4. Helps you get to month-end
  3. 5. We can uplift this!
  4. 8. A group it wouldn't hurt to join
  5. 12. Something you owe your staff
  6. 13. A seamless ecosystem of merchants and clients
  7. 15. Make this happen from absolutely anywhere
  8. 17. Move from one level to another
  9. 18. Exchange a good or service for money
Down
  1. 1. What schools and NGOs do to funds
  2. 2. This person is always king
  3. 6. You should probably settle these
  4. 7. Most people call it cover
  5. 9. Not always a purse in your pocket
  6. 10. Another term for business owner
  7. 11. Makes the world go round
  8. 12. Number you dial to launch a service
  9. 14. You should seize this!
  10. 16. Code is the future
  11. 19. Not a large company