Think Smart, Spend Smart!

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Across
  1. 1. : Amount of money saved for future use
  2. 6. : Fixed regular payment after retirement
  3. 8. : The process of tracking and analyzing spending
  4. 9. : Document showing planned income and expenses
  5. 13. : The act of putting money into assets to earn profit
  6. 14. : Grouping expenses by type or purpose
  7. 15. : Shares of ownership in a company
  8. 17. : Money received regularly from work or investments
  9. 19. : Plastic card allowing purchases on borrowed money
  10. 21. : Measuring financial health through ratios
  11. 22. : The money spent on goods and services
  12. 23. : The study of how individuals manage their money
  13. 24. : Managing money throughout different life stages
Down
  1. 1. : Source of extra income besides salary
  2. 2. : The process of setting and reaching financial goals
  3. 3. : Plan outlining income and expenses for a specific period
  4. 4. : Evaluating actual versus planned spending
  5. 5. : Tools that help organize and track finances
  6. 7. : Long-term savings plan for retirement
  7. 10. : Total amount of money a household earns
  8. 11. : The act of reducing unnecessary spending
  9. 12. : Study of how psychology affects money decisions
  10. 16. : Debt instrument issued by governments or corporations
  11. 18. : Borrowing money from a lender with repayment terms
  12. 20. : Money held in a bank that earns interest