Time Magazine Crossword: Time for Change?

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Across
  1. 2. many coins; small amounts of extra money (n)
  2. 3. the U.S. coin worth five cents (n)
  3. 6. to be afraid of (v)
  4. 7. to take away; to eliminate (v)
  5. 10. a metal used in making pennies (n)
  6. 11. a factory where something is made (n)
  7. 12. to change one thing into another thing (n)
  8. 13. many companies which provide the same thing (n)
Down
  1. 1. dollars and coins; not a credit card or debit card (n)
  2. 2. a person who buys something (n)
  3. 4. to require a certain amount of money (v)
  4. 5. a country's money (n)
  5. 8. to need; to require for survival (v)
  6. 9. how much something is valued (adj)
  7. 11. the U.S. coin worth one cent (n)