Towards Independence

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Across
  1. 3. money that is lodged with the Rental Bond Board. It is used to cover any damages or cleaning costs if the rented premises are left in an unsatisfactory condition
  2. 5. a list of income and likely expenditures
  3. 6. the things that an insurance policy covers
  4. 9. expenses expenses that change over time, and do not occur on a regular basis. For example, a person may go to a music concert this month to hear their favourite singer and buy a computer game next month
  5. 10. a loan from a financial institution such as a bank where something is held as security in case the loan is not repaid, e.g. a house
  6. 11. money set aside during your working life for retirement; commonly called ‘super’
  7. 12. a promise to repair any defects that are in a product
  8. 15. the payment of an amount of money that covers a person or property in the event of loss, damage or accident so that the person does not suffer a severe financial setback
  9. 16. expenses expenses that are the same amount every time — for example, monthly rent, or a minimum charge of $40 per month for a mobile phone
  10. 17. an organisation supplying the community with a service such as water, gas or electricity
  11. 18. a central fund of money that has been contributed by a group of people (e.g. flatmates).
Down
  1. 1. report details the exact condition of a property when new tenants move in
  2. 2. card a card issued by the government to individuals or families which they can use to access free health care by a doctor and access free health care at a public hospital
  3. 4. the person who owns the premises being rented
  4. 7. a legal contract between a tenant and a landlord that allows the tenant to use the landlord’s property in return for rental payments. Once a lease is signed, it is a legally binding document
  5. 8. the main federal government welfare agency. It provides financial assistance as well as counsellors and social workers to those in need
  6. 13. the person or persons who rents a property from a landlord
  7. 14. the amount of money to be paid to receive insurance cover
  8. 19. file number a unique personal reference number the Australian Taxation Office gives to a person so they can identify them and enforce Australia’s taxation laws