Training Review

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Across
  1. 4. Financial modeling report of past trends, current performance and future cost of an employer's health plans
  2. 6. Type of benefit plan that provides coverage related to your teeth
  3. 9. Excel tool that projects future program costs and can model costs based on various changes
  4. 10. North America H&B Consulting leader
  5. 14. North America H&B Consulting Chief Actuary
  6. 18. Additional amount, or penalty, an employer may charge for tobacco usage or covering spouses
  7. 20. A fixed amount you pay for a covered health service
  8. 21. Provider type that includes family practice, internal medicine and pediatrics; this provider is responsible for the overall health of their patients
  9. 23. US federal law that allows for an extension of coverage when an employee is no longer eligible for employer coverage
  10. 25. Increase in claim costs over time; frequently measuring one plan year against the next plan year
  11. 26. Type of service when you receive treatment from a provider via telephone or a computer visit
  12. 29. Corporate Risk and Broking (CRB), Human Capital and Benefits (HCB), Benefits Delivery and Administration (BDA) and Investment, Risk and Reinsurance (IRR) are WTW ______________.
  13. 32. Employer strategy that includes pay, benefits, L&D and work environment
  14. 33. US federal insurance program that provides medical coverage to the aged and disabled
  15. 34. Type of medical plan where you can see any provider; there is no network
  16. 35. Country with the highest average health care spend
  17. 36. Eligible dependents typically include spouses, domestic partners and ________.
  18. 37. The type of deductible that applies to every individual within a family
Down
  1. 1. Amount built into financial projections to account for potential claim fluctuation
  2. 2. WTW model that includes four pillars and defines how we work – from pursuing new business to assessing and closing a project
  3. 3. Funding arrangement where plans are regulated by state insurance departments
  4. 4. A list of the PBM's preferred drugs
  5. 5. Most Americans receive medical coverage through their _______
  6. 7. Tool where you submit your timesheet every week
  7. 8. Employee costs that are deducted from each paycheck
  8. 11. The most you pay for medical services before your plan pays 100%
  9. 12. Term used when prescription drugs are sent directly to your home
  10. 13. US federal law that provides a set of national rules for self-insured medical programs
  11. 15. Optional insurance sometimes purchased by employers to protect against high cost claims within a self-funded medical plan
  12. 16. The amount you owe before your health plan provides a benefit
  13. 17. Project where we solicit quotes from the incumbent and several competitors
  14. 19. Type of account that is typically offered in conjunction with a PPO that the employee owns and can take with them if they leave an employer
  15. 22. Claims reporting based on the date a medical service was provided
  16. 24. North America H&B Consulting Excellence leader
  17. 27. Claims reporting based on the date claims are processed by the health plan
  18. 28. H&B specialty practice where we review claims to confirm the vendor is paying in accordance with the plan
  19. 30. State/US federal insurance program that provides medical coverage to low income individuals and families
  20. 31. A PPO where the benefit design is the same for in-network and out-of-network providers
  21. 32. Tool where all client work and notes from key discussions are saved