Across
- 1. Priya starts investing at the age of 18 with the aim of buying a house after 15 years. Which broad category of investment best suits her goal?
- 4. This government-backed investment scheme encourages long-term savings and offers tax benefits. It is commonly known by three letters.
- 8. Aarav needs money in eight months to buy a laptop. He chooses an investment that is safe, easy to withdraw, and not meant to earn very high profits. What type of investment should he choose?
- 10. This investment is generally considered suitable for investors who want stable returns without exposing themselves to high market risk.
- 11. Long-term investments are primarily used to create this over many years rather than meeting immediate needs.
- 12. Rohan owns part of a company and receives a share of its profits every year. What is this payment called?
- 13. A bank product where money is deposited for a fixed period to earn a higher rate of interest than a savings account.
- 15. An investor buys property expecting it to become more valuable over the next twenty years. Which feature of investment is mainly influencing this decision?
- 16. A bank account that allows frequent deposits and withdrawals while earning interest.
- 17. An investor chooses an option that is easy to sell quickly without losing much value. Which investment feature is being considered?
- 18. Because short-term investments usually carry lower risk, they generally provide lower __________.
- 19. these government securities mature within one year and are commonly used for short-term investing.
- 21. Short-term investments are preferred when investors require greater __________ to respond to changing needs.
- 22. Investments with greater uncertainty usually offer higher potential __________.
Down
- 1. You suddenly need money for an emergency. Which investment feature tells you how quickly you can convert your investment into cash?
- 2. The value of Neha's land has increased from ₹10 lakh to ₹16 lakh over several years. This increase in value is known as capital ________.
- 3. These debt instruments are issued by governments or companies and mature within one year.
- 4. The amount of time an investor plans to keep money invested is called the investment __________.
- 5. Buying ownership in companies with the expectation of long-term growth.
- 6. Every investment should begin with identifying your financial __________ before deciding where to invest.
- 7. A sensible investor spreads money across different investments instead of putting everything into one. This strategy creates a __________ portfolio.
- 9. Buying land, a flat or a commercial building is an example of this type of investment.
- 12. A student keeps all her savings in one company's shares. Her teacher advises her to spread her money across different investments. Which investment principle is the teacher promoting?
- 14. Every investment involves the possibility of losing money. This possibility is called __________.
- 20. Long-term investments are generally less __________ because money may remain locked in for several years.