Understanding Credit Score

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Across
  1. 1. your payment _________ accounts for 35% of your credit score
  2. 4. scores 584 and below are considered
  3. 5. this rate is lower if you have a higher credit score
  4. 6. the _____ of your credit history makes up 15% of your credit score
  5. 12. scores 700-729 are considered
  6. 14. _________, or not paying your loan will cause your credit score to go down A LOT
  7. 15. this type of lines of credit are weighted more heavily than installment types of loans
  8. 17. another name for credit score
  9. 20. when you first get a credit card, you should use it _______ and pay it off each month in full
  10. 21. scores 670-699 are considered
Down
  1. 2. companies will check your credit score when you buy car ________
  2. 3. you can get lower rates on this type of loan when purchasing a house
  3. 7. scores 730-799 are considered
  4. 8. creditors use FICO to approve these faster
  5. 9. amounts of __________ accounts for 30% of your credit score
  6. 10. scores 585-669 are considered
  7. 11. any ____credit will make up 10% of your credit score
  8. 13. score 800-850 are considered
  9. 16. this person will check your credit before allowing you to rent
  10. 18. use of FICO makes credit decisions
  11. 19. credit type ______ also makes up 10% of your credit score