Across
- 1. Coverage for a place of residence and its associated financial risks
- 5. The process that insurance companies use to determine the premiums that will be charged to the insured
- 8. Prepaid health plans that provide comprehensive health care to members
- 10. A provision that allows the insured not the forfeit all accured benefits
- 12. Provides benefitsfor doctors fees for nonsurgical care
- 13. A risk in which there is a chance of either loss or gain
- 15. State legislation that requires drivers to prove their ability to cover the cost of damage or injury after an automobile accident
- 16. Automobile insurance that covers financial loss from damage to a vehicle caused by a risk other than a collision, such as a fire, theft,glass, breakage,hail, or vandalism
- 17. The amount received after giving up a life insurance policy
- 18. A risk in which there is only a chance of loss; also called insurable risk
- 19. An independent membership corporation that provides protection aginst the cost of surgical and medical care
- 23. The process of establishing a monetary fund to cover the cost of a loss
- 26. Automobile insurance that pays for damage to the insureds car when it is involved in an accident
- 27. Pays most of the costs exceeding those covered by the hospital, surgical, and physician expense policies
- 31. Protection against possible financial loss
- 39. Legal responsibility for the financial cost of another person's losses or injuries
- 40. A situation in which a person is held responsible for intentional or unintentional actions
- 43. A provision under which the insured and the insurer share the covered losses
- 46. The amount of money a policyholder is charged for an insurance policy
- 47. Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement
- 50. Life insurance protection for a specified period of time, or temporary life insurance
- 53. An independent membership corporation that provides protection against the cost of hospital care
- 54. A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining coverage
- 56. A list or other documentation of personal belongings, with purchase dates and cost information
- 57. Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible
- 58. A written contract for insurance
- 59. A life insurance agent who has passed a series of college level classes
- 60. A person designignated to receivesomething, such as life insurance, proceeds, from the insured.
- 61. Additional property insurance to cover the damage or loss of a specific item of high value
- 62. Combination of hospital expense coverage, surgical coverage, and physician coverage insurance
Down
- 2. A method of integrating the benefits payable under more than one health insurance plan
- 3. Automobile insurance that covers medical expenses for people injured in one's car or a pedestrian
- 4. Water that makes the worlds oceans
- 6. Chance or uncertainty of loss; also used to mean "the insured"
- 7. Pays part or all of the surgeons fees for an operation
- 9. A claim settlement method in which the insured receives the full cost of repairing or replacing the item
- 11. A whole life policy that combines term insurance and investment settlements
- 14. A types of major medical insurance that has a very low deductible and is offered without a basic plan
- 20. Pays for the cost of day in, day out for long-term illness or disability
- 21. A claim settlement method in which the insured receives payment based on the current replacement cost of a damaged or lost item
- 22. Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by hit-and-run drivers
- 24. The color of the sky
- 25. An insurance plan in which the policygolder pays a specified premium each year for as long as he/she lives, or a straightlife policy
- 28. A provision stating that if the insured dies via suicide during the first 2 years the death benefit will be the amount of the premium paid
- 29. A benefit under which the company pays twice the face value of the policy if the insureds death results from an accident
- 30. Pays part of or all of the hospital bills for room, board, and other charges
- 32. Failure to take ordinary or reasonable care in a situation
- 33. A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met
- 34. An addition of coverage to a standard insurance policy
- 35. Home insurance that pays the cost of minor accidental injuries on one's property
- 36. A situation in which a person is held legally responsible for the actions of another person
- 37. An automobile insurance program in which drivers involved in accidents collect medical expenses
- 38. A risk-sharing firm that assumes responsibility for losses that may result from an insured risk
- 41. An insurance company
- 42. Automobile insurance coverage that protects a person against financial loss when that person damages the property of others
- 44. Supplementary personal liability coverage; also called a personal catastrophe policy
- 45. The cause of a possible loss
- 48. A person covered by an insurance policy
- 49. The set amount a policyholder must pay per loss on an insurance policy
- 51. An amount the insured must pay before benefits become payable by the insurance company
- 52. A factor that increases the likelihood of loss through some peril
- 55. A person who owns an insurance policy