Unit 6: Managing Money to Meet My Goals

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Across
  1. 6. an individual's total pay before accounting for taxes or other deductions
  2. 7. a person who purchases goods and services for personal use
  3. 8. have a desire to possess or do (something) or wish for
  4. 11. Gross wages or gross salaries minus withholdings for payroll taxes and other items such as insurance
  5. 12. federal health insurance program for people who are 65 or older
  6. 14. a tax on sales or on the receipts from sales
  7. 16. flow the total amount of money being transferred into and out of a business or household
  8. 17. a general increase in prices and fall in the purchasing value of money
  9. 18. an expense that will be the same total amount regardless of changes in the amount of sales, production, or some other activity
  10. 19. money received, especially on a regular basis, for work or through investments
  11. 20. analysis a process by which business decisions are analyzed, the benefits of a given action are summed, and then the costs associated with that action are subtracted
  12. 23. expenses that can change depending on your use of products or services; they are somewhat unpredictable
  13. 24. a federal insurance program that provides benefits to retired people and those who are unemployed or disabled
  14. 25. the tax is levied by the governing authority of the jurisdiction in which the property is located
Down
  1. 1. the financial ability to buy products and services
  2. 2. a person who is employed to provide financial services or guidance to clients
  3. 3. tax levied by a government directly on income, especially an annual tax on personal income
  4. 4. a person who relies on another, especially for financial support (usually a family member)
  5. 5. the process of comparing the price of different products or services
  6. 9. an individual's income after taking taxes and deductions into account
  7. 10. the cost required for something; the money spent on something
  8. 11. a requirement, necessary duty, or obligation (for this unit– SHELTER, FOOD, WATER, CLOTHING, and TRANSPORTATION)
  9. 13. a reduction in the value of an asset with the passage of time
  10. 15. the loss of potential gain from other alternatives when one alternative is chosen
  11. 21. an estimate of income and expenditures for a set period of time
  12. 22. financially sound enough to justify the extension of credit; includes factors such as repayment history and credit score