Across
- 1. / the sum of all of a person's personal property, including savings, investments, and insurance benefits
- 3. / a numerical rating based on a person's credit history that represents their credit worthiness
- 4. / the price a borrower pays a creditor for the use of maney over a period of time
- 8. / resources such as money, time, and tools that can be used to achieve
- 11. / an orderly program for spending, saving, and investing the money you earn to achieve desired goals. Also called a financial plan or spending plan
- 12. / a company that operates for profit in the business of accumulating, storing, and distributing credit information
- 15. / an arrangement that allows consumers to buy goods or services now and pay for them later
- 16. / an act of deceiving or misrepresenting
- 18. / an automatic withdrawal from a checking account that is authorized by the account holder
- 19. / an evaluation of a person's credit history
- 21. / costs that do not stay the same such as clothes and food
- 24. / a special retirement account to which individuals make deposits
- 25. / what people can offer including knowledge, skills, talents, and energy
- 27. / set costs that must be paid such as rent, insurance, and car payments
- 29. / a person who uses goods and services
- 30. / a card that automatically deducts money from your checking account when it is used for purchases
- 31. / making an unplanned or quick purchase without giving it much thought
- 33. / an investment in which money is deposited into a special account and used by investment companies to increase the value of the account
- 34. / a legal document that states how a person's property is to be distributed after death
Down
- 2. / items of value that a person owns
- 3. / a record of whether or not a person has paid his or her bills on time in the past
- 5. / the legal responsibilities for another person's financial costs due to a loss or injury
- 6. / a report showing all accumulated credit data on an individual; used for granting or denying credit
- 7. / buying luxury items in an attempt to increase social status
- 9. / the increased cost of living
- 10. / a record of depositis to and withdrawls from a checking account
- 13. / the process of matching the bank's records with the checking account balance
- 14. / technology that allows a bank customer to make deposits and withdrawals elctronically 24 hours a day from his or her bank account
- 17. / the illegal use of someone else's personal information
- 20. / a plan for spending money based on a person's income and expenses
- 22. / an orderly program for spending, saving, and investing the money you earn to achieve desired goals
- 23. / using resources effectively to achieve goals and solve problems
- 26. / miniature copies of cancelled checks that are mailed to customers
- 28. / protection against financial loss
- 32. / a person named in an insurance policy to receive the money from the policy