Unit 8 - Insurance

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Across
  1. 2. A federal and state assistance program that pays for health care services for people who cannot afford them
  2. 7. A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
  3. 10. Auto insurance that protects you against costs to repair your own vehicle after a crash
  4. 11. The maximum amount an insurance company will pay if you file a claim
  5. 13. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
  6. 14. Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
  7. 15. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
  8. 17. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
  9. 20. A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
Down
  1. 1. Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
  2. 3. A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
  3. 4. The spreading of financial risk evenly among a large number of contributors to the program
  4. 5. An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
  5. 6. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
  6. 8. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
  7. 9. Insurance paid to named beneficiaries when the insured person dies
  8. 12. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
  9. 16. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
  10. 18. A health insurance plan in which patients receive health care from designated providers.
  11. 19. A percentage you pay each time you receive medical treatment, after you’ve paid your deductible