Unit Five: Financial Management

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Across
  1. 3. To spread investment risk by placing money in different categories of investments.
  2. 5. a financial statement that reports a business's assets, liabilities, and capital on a specific date
  3. 8. the amount customers owe the business
  4. 9. A loan made to a business.
  5. 10. the process of recording, analyzing, and interpreting financial activities of a business
  6. 16. Claims against assets or things owed—the debts of a business.
  7. 17. An interest rate that can increase or decline based on the factors used to adjust the rate.
  8. 19. the value of the owners' investment in the business after subtracting liabilities from assets.
  9. 20. An interest rate that does not change throughout the life of the loan.
  10. 21. Amount the company borrows when it issues a bond.
  11. 22. Ownership that gives holders the right to participate in managing the business by having voting privileges and by sharing in the profits (dividends) if there are any.
  12. 23. A long-term a long-term debt instrument sold by the business to investors. that contains a written promise to pay a definite sum of money at a specified time.
Down
  1. 1. Gradual loss of an asset's value due to age and wear.
  2. 2. The price at which stock is bought and sold on any given day.
  3. 4. stock Ownership that gives holders preference over the common stockholders when distributing dividends or assets.
  4. 6. Purchase arrangement in which goods and services are provided with the expectation of future payment by the customer.
  5. 7. the amount the company owes for purchases it made on credit
  6. 11. A financial statement that reports information about a company's revenues and expenses for a specific period.
  7. 12. Property a borrower pledges to assure repayment of a loan.
  8. 13. anything of value owned, such as cash and buildings
  9. 14. the amount a retailer pays a supplier for the merchandise it buys and sells or the amount a manufacturer pays for raw materials and parts to make its products.
  10. 15. A measure of an individual's or business's ability and willingness to repay a loan.
  11. 18. A credit plan that allows customers to make credit purchase at any time as long as the balance does not exceed a specified dollar limit.