Valle EPF Crossword

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Across
  1. 1. A type of investment where people buy shares of a company in hopes of selling it for a greater price
  2. 7. The potential loss of other alternatives due to choosing another alternative (two words).
  3. 8. Extra money that must be payed for taking a loan.
  4. 10. A form of free financial aid that is not merit based
  5. 12. The monthly amount you pay to maintain an insurance policy
  6. 13. The amount of money employers give your before anything is deducted from it: ___ pay.
  7. 15. Goods or services that are not required in order survive, but is just something that someone desires.
  8. 16. You should always keep this aside as part of your savings (worth 3-6 months expenses).
  9. 17. The amount of money someone receives from income after taxes, benefits, and retirement plan contributions are deducted: ___ pay.
  10. 18. The amount you pay out of pocket before insurance takes over payment
  11. 19. Money that is not used so that it can be used in the future.
Down
  1. 2. When you withdraw more money from your checking account than you had available.
  2. 3. A way to spend money wisely by calculating net income and expenses to see what you should spend you money on.
  3. 4. A large loan for the purpose of purchasing a home
  4. 5. ___ skills are interpersonal skills that are highly valued in the workplace
  5. 6. When a borrower receives money or a product and the borrower pays it back later.
  6. 9. Goods or services that are necessities for us to survive. These can include food, water, or housing.
  7. 11. A non-profit alternative to a commercial bank where members are owners (two words).
  8. 14. A payment given from employer to employee on an hourly or daily bases, usually based on how many hours the employee works.
  9. 20. A regular payment given from employer to employee which is payed semi-monthly or monthly, but expressed as an annual sum.