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4. pays the cost of having a vehical towed to recieve repairs if it breaks down
6. provides a rental car when insured vehical is being repaired after an accident
8. an arrangement between an individual and an insurer
9. driver or car owner is held legally responsible for injuries suffered by another person
10. covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
14. contract between the individual and the insurer
15. stolen car
16. fee paid to the insurer to be covered under the specific terms
17. amount paid by the policy holder for the initial portion of a loss before the insurance coverage begins

1. someone without insurance
2. covers the insured if injuries or damages are caused
3. covers injury or damage to the driver, passengers, or the vehical caused by a driver with insufficient insurance
5. ruined property
7. uncertainy about a situation outcome
11. covers all physical damage losses except collision and other specified losses
12. driver or car owner is held responsible for damaging another's property
13. covers a wreck with another object