Across
- 2. – National Credit Union Administration; protects deposits in credit unions up to $250,000.
- 5. – The lowest amount required to keep in an account to avoid fees.
- 8. – The credit union’s version of interest, paid back to members.
- 10. – An account that earns interest on money deposited.
- 11. – Federal Deposit Insurance Corporation; protects deposits in banks up to $250,000.
- 12. – A type of loan used to buy a house.
- 13. – Taking money out of your account.
- 15. – Putting money into your bank or credit union account.
- 19. – A person who owns part of a financial institution (shareholder = bank, member = credit union).
- 20. – How easily you can access your money.
Down
- 1. – A machine used to withdraw or deposit money.
- 3. – A for-profit financial institution that provides financial services.
- 4. – A savings product where money is locked for a set time with higher interest.
- 6. – A savings account with higher interest rates and higher balance requirements.
- 7. – Borrowed money that must be repaid with interest.
- 9. – The percentage paid by banks/credit unions on deposits or charged on loans.
- 14. – A nonprofit financial institution owned by its members.
- 16. – When you spend more money than you have in your account.
- 17. – An account used for everyday spending with checks and debit cards.
- 18. – Extra charges for certain banking services (like overdrafts or account maintenance).
