Across
- 3. An institution that deals in money and loans; it offers higher accessibility for people who don't meet credit union requirements.
- 4. A way to send or receive money as an alternative to cash or check that you must pay a fee in order to receive.
- 7. Things bought for work/your job that can be claimed on tax forms; you must have proper documentation for them.
- 12. A card linked directly to your checking account, where money is deducted directly from your account.
- 13. Deductions for you and any dependents you have.
- 14. Money coming off of your account.
- 16. An institution that has many more requirements for their members because it is owned by members.
- 17. Donations you made that can be deducted from your taxes.
- 18. A three-digit number ranging from 300-850 that is based on credit history and determines how likely a person is to paying back their loan.
- 19. A loan that is not connected to a bank account, has high interest, and is designed to be paid back by a person's next payday.
Down
- 1. Someone that has a bank account, but relies on alternative financial services such as payday loans and money orders.
- 2. Someone that does not use checking or savings accounts, relying instead on cash, money orders, or prepaid cards to manage finances.
- 5. Interest earned on you principle; you pay or earn based on if you are borrowing or saving money.
- 6. Interest earned or paid on the principle and on the interest.
- 8. In finance, it is when something hasn't been completed yet, such as checks or transactions.
- 9. A card that is given to you to spend and you must pay back; it is a loan.
- 10. A plan to manage and track your financial situation over a set period of time.
- 11. Donations of cash, check, clothing, food, etc.
- 15. Federal Deposit Insurance Company; it protects depositors in case of a bank failure.
- 17. Money taken out of your credit account.