WC

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Across
  1. 1. the term _________ is used to describe surveillance or the secret act of watching a person or group
  2. 8. Unlike a calendar year, which is January 1 to December 31, a ___________ depends on its effective start date
  3. 9. ______ is a statistic used to compare an employer's loss history to the average for their industry
  4. 10. ________________ is when an injury occurs away from an employee’s usual workplace, yet while the employee is working
  5. 12. _____________ is a Workers' Compensation insurance company's right to legally pursue a third party that caused an insurance loss to the employer.
  6. 14. ______________ is an employer that elects, by filing appropriate notices required by state insurance authorities, to pay work-related injury loss through some method other than statutory workers compensation
  7. 18. A competitive ____________ is a state-owned and operated fund that provides workers compensation insurance to employers who operate within that state
  8. 19. _________ is a form of insurance purchased by insurance companies in order to mitigate risk.
  9. 20. _________ rating is an insurance pricing method in which similar risks are charged the same rate rather than rated individually
Down
  1. 2. payment: An injured employeemust miss a certain amount of days before receiving __________________ for the 7-day waiting period, known as the retroactive period
  2. 3. ______ consist of a 3-to-4 digit system assigned by either a state rating bureau or the NCC
  3. 4. Workers' compensation has been dealing with the prescription opioid ______ since over-prescribing started in the mid 1990s
  4. 5. ___________________ is a nonimpact injury caused by too strenuously lifting, pulling, pushing, turning, wielding, holding, carrying, or throwing
  5. 6. _______ evaluate risk.
  6. 7. An __________ plan is the market of last resort for employers that are unable to obtain workers compensation insurance from a standard insurer.
  7. 11. ___________ describes payments made to an injured or sick employee whose injury or illness occurred as a result of employment
  8. 13. : _______was founded in 1990 as an independent, third party healthcare validator
  9. 15. ________ is the premium rate before the application of an exmod or other credits
  10. 16. ____________ is the injured employee, or the surviving dependents of a deceased employee
  11. 17. _______ is a type of policy issued by an insurance company designed to accept and grow funds, and upon annuitization, create a stream of income or payments