WISE puzzle

123456789101112131415161718192021222324
Across
  1. 2. Money borrowed that must be paid back with interest.
  2. 5. Annual Percentage Rate; the yearly cost of credit.
  3. 12. A magical woman often riding a broomstick
  4. 13. Sweet treats collected on Halloween night
  5. 15. Money owed to others.
  6. 16. A person who takes out a loan
  7. 17. An extra charge for missing a payment deadline.
  8. 18. A number that represents your creditworthiness.
  9. 19. The cost of borrowing money
  10. 20. Total cost of credit including interest and fees
  11. 23. A way to borrow money with the promise to pay it back later.
  12. 24. A record of your credit history.
Down
  1. 1. A loan not backed by collateral.
  2. 2. The maximum amount you can borrow on a credit card.
  3. 3. A person or company that lends money.
  4. 4. A financial institution that lends and borrows money.
  5. 6. describes a house full of ghosts
  6. 7. A type of loan backed by collateral.
  7. 8. Sweet treats collected on Halloween night
  8. 9. The act of paying back money owed.
  9. 10. Something pledged as security for a loan.
  10. 11. Flying mammals often seen around haunted houses.
  11. 14. Plastic card used to buy goods on credit.
  12. 21. A spooky spirit seen on Halloween.
  13. 22. The original amount of money borrowed.