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Across
  1. 4. card Debit cards are a way to pay for things
  2. 9. report a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts
  3. 12. determines how likely a potential borrower is to pay back a line of credit.
  4. 13. fund a source of ready cash in case of an unplanned expense, an illness, or the loss of a job
  5. 15. the money that a person or entity receives in exchange for their labor or products.
  6. 16. Broker a financial professional who buys and sells stocks at the direction of clients
  7. 17. yourself first personal finance strategy of increased and consistent savings and investment while also promoting frugality
  8. 18. value of money financial principle that states a sum of money is worth more now than in the future
  9. 19. score a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports
  10. 21. the yearly interest and fees paid on debt
  11. 22. the ability to borrow money with the promise that you'll repay it in the future
  12. 24. failure to do something required by duty or law
Down
  1. 1. The spreading of your investments both among and within different asset classes
  2. 2. a legal proceeding initiated when a person or business is unable to repay outstanding debts or obligations
  3. 3. shopping learning about the different prices at which a product or service is sold
  4. 5. a feeling that accompanies or causes special attention to something or someone
  5. 6. things you own that you can sell for money
  6. 7. a sum of money that one or more individuals or companies borrow from banks
  7. 8. vs. want A need is something that is necessary to live and function.
  8. 10. Union is a not-for-profit financial institution that accepts deposits, makes loans,.
  9. 11. a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company.
  10. 14. of Deposit (CD) a type of savings account offered by credit unions
  11. 17. a person who has controlling authority or is in a leading position
  12. 20. a spending plan based on income and expenses
  13. 23. a record of the money taken from your bank account