Work Harder, Puzzle Harder

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Across
  1. 4. Money Returned from a Purchase
  2. 5. Spending Plan
  3. 6. Card Used to Withdraw Funds
  4. 8. Borrowed Money to be Repaid
  5. 9. Monthly Payment
  6. 10. Digital Money Transfer
  7. 12. Person Opening an Account
  8. 13. Automated Cash Machine
  9. 15. Extra Money Earned on Savings
Down
  1. 1. A Place to Store Money
  2. 2. Record of Transaction
  3. 3. Plastic Used for Purchase
  4. 6. Opposite of Credit
  5. 7. Total Money in an Account
  6. 11. Protection Against Loss
  7. 14. Financial Institution
  8. 16. Money Deposited for Future Use