W!SE Credit & Halloween Crossword Puzzle

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Across
  1. 2. A person who takes out a loan.
  2. 8. Money borrowed that must be paid back with interest.
  3. 10. Orange fruit carved into a jack-o'-lantern.
  4. 11. An extra charge for missing a payment deadline.
  5. 14. Sweet treats collected on Halloween night.describes Flying mammals often seen around haunted houses.
  6. 15. A type of loan backed by collateral.
  7. 16. Money owed to others.
  8. 17. Plastic card used to buy goods on credit.
  9. 19. A person or company that lends money.
  10. 20. The maximum amount you can borrow on a credit card.
  11. 22. Describes a house full of ghosts.
  12. 24. A record of your credit history.
Down
  1. 1. The original amount of money borrowed.
  2. 3. A number that represents your creditworthiness.
  3. 4. The act of paying back money owed.
  4. 5. A financial institution that lends and borrows money.
  5. 6. The cost of borrowing money.
  6. 7. Something pledged as security for a loan.
  7. 9. A loan not backed by collateral.
  8. 12. A spooky spirit seen on Halloween.
  9. 13. A way to borrow money with the promise to pay it back later.
  10. 18. Total cost of credit, including interest and fees.
  11. 21. A magical woman often riding a broomstick.
  12. 23. Annual Percentage Rate; the yearly cost of credit.