Y11 Commerce

3. English word for whānau
10. When someone depends on another for support, financially or emotionally.
11. When two or more groups rely on each other to meet needs and wants.
13. Money kept aside rather than spent.
14. Physical items that can be purchased, like clothes or food.
16. A place where buyers and sellers exchange goods and services.
20. The money a business makes after costs are subtracted from revenue.
22. When the cost or value of something goes up.
23. The movement of money, resources, and goods between households and firms.
25. Putting money into something with the hope it will grow in value.
29. Using money to buy goods and services.
30. Having paid work in return for effort and skills.
31. Money placed into a bank account or paid upfront for something.
33. Money owed to another person, bank, or business.
35. A person or business that provides goods or services to another business or consumer.

1. A financial institution that accepts deposits, lends money, and provides other financial services to individuals and businesses.
2. When the cost or value of something goes down.
4. Extra money earned on savings or paid on borrowed money.
5. The organisation or system that makes and enforces laws, provides public services, and manages a country’s resources and economy.
6. Borrowed money that must be repaid, often with interest.
7. Things people desire but are not essential for survival.
8. Connections between people, groups or businesses.
9. Things essential for survival, like food and shelter.
12. A person who buys and uses goods and services.
15. The human effort, skills, and time used in the production of goods and services.
17. An organisation or entity that produces, buys, or sells goods or services to make a profit or achieve other objectives.
18. When a business spends more money than it earns.
19. Money that you earn from working or investments.
21. Non-physical activities provided by others, like teaching or haircuts.
24. Regular payments made to local councils for community services.
26. Money paid to the government based on earnings or purchases.
27. A plan for how to spend and save money.
28. Anything related to money or how it is managed.
32. Money spent on goods and services.
34. A person or business that makes and sells goods or services.