Across
- 3. RBI fund where unclaimed deposits after 10 years are transferred.
- 8. Voice-based phishing attack targeting banking customers.
- 10. India’s most widely used credit bureau.
- 11. Prefix used for Small Accounts in CKYC.
- 13. Provision of NI Act dealing with cheque dishonor for insufficient funds.
- 14. Digital onboarding method equivalent to face-to-face verification.
- 15. Court order directing a bank to attach a debtor’s funds.
- 16. Report filed with FIU-IND for suspicious transactions.
- 17. Updating KYC after long inactivity.
- 19. Code identifying bank branches for NEFT/RTGS.
- 20. Identifier for CKYC records (repeat clue).
- 21. Mandatory linking of two IDs for banking and tax compliance.
- 22. Report for cash transactions exceeding ₹10 lakh.
- 25. Requirement for repeated KYC reminder notifications.
- 28. Status of an account inactive for more than 24 months.
Down
- 1. System of classifying accounts as inactive/dormant.
- 2. Customer Due Diligence process required under PMLA.
- 3. 2025 amendment protecting PwDs from arbitrary KYC rejection.
- 4. Average of daily closing balances in a month.
- 5. RBI-approved live video method for customer identification.
- 6. Digital check ensuring the person in V-CIP is real.
- 7. US tax law requiring reporting of overseas persons with US tax residency.
- 9. The 14-digit identifier issued upon CKYC registration.
- 11. Fraud where attacker takes control of a mobile number.
- 12. Secret number required for ATM/POS transactions.
- 18. Acronym for the body managing CKYC and security interest registry.
- 23. Acceptable documents such as Passport or Voter ID used for KYC.
- 24. Fraud involving fake job offers, lotteries, and money-mule recruitment.
- 26. Monthly fixed repayment toward a loan.
- 27. Employment scheme whose job card qualifies as an OVD.