Across
- 2. annual percentage rate of charge
- 4. a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim
- 7. a certificate issued by a bank to a person depositing money for a specified length of time.
- 10. a useful or valuable thing, person, or quality.
- 16. the state of owing money.
- 19. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments, based on an analysis of their credit history and current financial circumstances.
- 20. the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past.
- 21. first in order of importance
- 22. a broker who buys and sells securities on a stock exchange on behalf of clients.
- 23. set aside money for savings before paying bills and making other purchases
- 24. a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
- 25. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Down
- 1. the action of diversifying something or the fact of becoming more diverse.
- 3. a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
- 5. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments
- 6. failure to fulfill an obligation, especially to repay a loan or appear in a court of law.
- 8. a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
- 9. the state of being bankrupt.
- 11. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
- 12. the practice of comparing the price of products or services from different vendors before buying.
- 13. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- 14. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies
- 15. an estimate of income and expenditure for a set period of time.
- 17. money received, especially on a regular basis, for work or through investments.
- 18. A need is something that is necessary to live and function.