Across
- 4. electronic banking systems allowing customers to conduct financial transactions via the Internet.
- 6. sending forged e-mails impersonating an online bank.
- 12. secure means of storing money in which individuals or business can deposit or withdraw money as needed.
- 13. allows individuals to have their paycheck or other payments deposited directly into their account.
- 14. do not offer federally insured deposit accounts.
- 18. form of payment in which customers draw money directly from their checking account.
- 21. allows banks to manage and protect an account on behalf of a beneficiary.
- 22. handle deposit accounts, personal loans and mortgage lending.
- 24. provide financial coverage to protect individuals or organizations against possible adverse events in exchange for premium payments.
- 27. assist individuals in buying and selling securities among investors.
- 29. receive, transfer and lend money to individuals, businesses and government.
- 30. money borrowed for personal reasons; to be repaid within a specific time frame and with added interest.
- 31. continued actions of a business.
- 32. secure means of storing money while earning interest.
- 33. allows an individual to borrow against their home’s value to finance major expenses; to be repaid within a specific time frame and with added interest.
- 34. requiring more than one method of credential authentication to verify a user’s identity.
- 35. companies engaged in the business of dealing with the monetary transactions of individual and commercial clients.
- 36. private organizations which hold and manage securities for investment purposes.
Down
- 1. individual who holds legal control of the assets in a trust account.
- 2. fee paid regularly at a set rate.
- 3. allows customers to pay bills or transfer money between accounts over the phone.
- 5. provide financial services, such as checking and savings accounts, mortgages, credit cards and auto loans for individuals, families and small businesses.
- 7. electronic movement of money from one account to another.
- 8. form on online payment where money is electronically withdrawn from the customer’s account.
- 9. financial instruments with ownership rights, debt rights, or rights to buy, sell or trade, such as stocks and bonds.
- 10. money borrowed for business reasons; to be repaid within a specific time frame and with added interest.
- 11. provides loans for prospective home buyers.
- 15. amount paid for an insurance policy.
- 16. offer financial services such as checking and savings accounts, debit and credit cards, mortgage and auto loans and lines of credit at an affordable rate for its members.
- 17. organizations which accept deposits and provide loans.
- 19. form of payment in which customers borrow money from a financial institution up to a certain limit, with added interest.
- 20. electronic banking terminal which allows customers to complete basic transactions, such as deposits or withdrawals.
- 23. wrongful or criminal deception used for financial gain.
- 25. money borrowed for the purchase of real estate; to be repaid within a specific time frame and with added interest.
- 26. money borrowed for the purchase of a vehicle; to be repaid within a specific time frame and with added interest.
- 28. line of credit issued to customers to cover checks or debits exceeding the amount in their account.