Bridging the Gap

1. The last word in ESOP
4. An ESOP is a __________ retirement plan.
6. The process of earning an increasing right to benefits each year through service to the Company.
8. Employees become 100% vested in their ESOP after how many years in the plan
9. A ratio that determines "how much it costs to earn a $1"
12. Hatco’s legal responsibility to buy back stock distributed to participants is called a _____________ obligation
13. Entity holding stock and funds contributed to the plan
16. The process of determining Hatco's fair market value
17. __________ is a set of shared values, goals, attitudes, and practices that characterize an organization
18. Income minus expenses equal

2. Distributing company contributions and other assets among the plan participants is called _____________
3. Our ESOP is a ________ that brings hope for our future
5. Allocation of shares to your individual account is based on eligible employee _____________
7. The four _____________ are Dave Rolston, Kimber Simos, Mike Whiteley, and Cindy Cervantes
10. Each of us can impact Hatco's performance by implementing ____________ that save time and money.
11. Hatco is what type of corporation?
14. Employees are given the opportunity to __________ at age 55 and 10 years in plan
15. A document that reflects the balance of your ESOP account