Across
- 3. federal and state governments share the cost of medical aid to low-income families under a program
- 4. payments insured people make to the insurance company in exchange for coverage
- 5. maintenance organization a health care group that offers medical care to members for a prepaid fee and small co-payments
- 7. policies health insurance policies purchased from private companies to supplement Medicare coverage
- 10. set amount the insured person must pay per loss before the insurer will pay benefits
- 13. inventory detailed list of personal belongings
- 14. value additional amount, which grows over time as premiums and investment earnings accumulate
- 16. plan managed care plan that provides the option of using health care providers outside the plan's network
- 18. attachments to a standard insurance policy that add or take away coverage
- 20. the plan member is responsible for part of the cost in the form of a flat fee
- 23. provider organization a group of medical doctors, hospitals, and other health care providers who have agreed to extend services at reduced rates through an insurer or third-party administrator
- 25. care physician a physician who coordinates care
Down
- 1. life insurance insurance that gives a person protection for his or her entire lifetime
- 2. legal responsibility to pay someone who has suffered injury or loss caused by you
- 4. written agreement between the policy holder and the insurance company
- 6. pool person who has been turned down three times for insurance becomes eligible to apply for insurance
- 8. plan a plan under which you are charged for each medical service you receive, and your insurance plan pays a portion of that fee
- 9. age, normal wear and tear, and the fact that used items are less valuable
- 11. specific risks not covered by a policy, such as normal wear and tear or damage caused intentionally
- 12. a request for payment of a loss
- 15. an arrangement in which the insurance company and the insured person share the costs of claims after the deductible
- 17. purchased protection that guarantees to pay you in the event of certain specified losses
- 19. compensation insured against injuries that occur on the job, no matter who or what caused the injuries
- 21. insurance no fault or blame is assigned in the event of an accident
- 22. property property that can be moved, such as furniture, appliances, clothing, and jewelry
- 24. life insurance life insurance that gives protection for a specific period of time